I busted our budget

Where I work, they provide a deli for employees to use during lunch hours. Prior to June, the deli was run through a partnership with a local high school that would give students some work experience. Because of that setup, the deli wasn’t always the most pleasant place, but it was convenient. There were days that weren’t so convenient however. Like, short days, snow days, and school holidays. On those days the deli was closed. (more…)

July 2, 2008 at 9:05 am 2 comments

6 Money Matters to Stop Worrying About

I’m not a huge fan of Suze Orman. In fact, not much of one if I’m being honest. But, her latest feature in O at Home was one of the few Orman tidbits I can’t argue with. Simply put, it’s the soundest advice I’ve heard from her in a long time. Here’s how the article starts: (more…)

June 30, 2008 at 10:43 am Leave a comment

Some people just don’t get it

Saturday morning, a friend and I went garage sale shopping for baby stuff. We’re both expecting and are always looking for some bargains. We got a late start but she was able to find quite a bit of things she’ll need (onesies, blankets, etc.). I really didn’t need much since we stored our daughter’s stuff in the attic. (more…)

May 12, 2008 at 9:45 am 2 comments

NYT: The Foreclosure Crists

I wanted to take this time to comment on a letter to the editor published in the New York Times yesterday titled The Foreclosure Crisis. (more…)

May 8, 2008 at 9:04 am Leave a comment

Credit card regulation is overdue

Great article from the Dallas Morning News on credit card companies lack of ‘expediency’ posting payments so as to generate penalties and late fees from customers who actually pay on time. Here’s an excerpt:

Editorial: Credit card regulation is overdue
06:37 AM CDT on Wednesday, May 7, 2008

For years, credit card companies have orchestrated due dates and payment postings to generate late penalties and fees – all in the name of extra profits. Enough is enough.

This newspaper was glad to see the report last week that three major financial regulators, including the Federal Reserve, have proposed rules to curb deceptive credit card practices. Separately, Congress also is considering measures.

New regulation is overdue. Creditors have been free to hike interest rates at any time and for any reason – and then apply the new rate to purchases the consumer has already made. Credit issuers also have manufactured revenue by selectively posting payments to maximize interest charges.

Read editorial

May 8, 2008 at 8:40 am 1 comment

Friday dailies

There a number of articles I’ve read today that I wanted to comment on. Some were well written and researched, others, not so much. Let’s dive in. (more…)

April 11, 2008 at 12:56 pm Leave a comment

Crap, we’re getting a tax return

Not that we won’t use the money wisely, but we sure didn’t expect to get any money back this time. We made adjustments in our W2’s to compensate for the tax return the previous year, and thought we were more than likely going to have to pay in. Well, our accountant called us to let us know that 1) we forgot to include our student loan information, and 2) even without the student loan information, we were getting around $800 back. I guess I shouldn’t complain. And, this doesn’t even include that wonderful rebate either.

April 2, 2008 at 9:06 am Leave a comment

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