Posts filed under ‘Soap Box’

Baloney and the economy

I came across this article on Yahoo! News via The Motley Fool this morning that I have to share. I’m not going to waste anytime, so here you go. (more…)

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July 25, 2008 at 10:45 am Leave a comment

Are most Americans really struggling financially?

I’m not sure that’s the case as much as the media makes it out to be. Sure, there are a number of folks that are dealing with some hard times. But, I would argue that the majority are truly in dire straights. In fact, I think the media is making it seem worse than it really is. Either that, or Americans are being outright idiotic when it comes to money matters. And that may well be the case too. Maybe I’m right in both cases. (more…)

July 15, 2008 at 10:32 am 5 comments

Some people just don’t get it

Saturday morning, a friend and I went garage sale shopping for baby stuff. We’re both expecting and are always looking for some bargains. We got a late start but she was able to find quite a bit of things she’ll need (onesies, blankets, etc.). I really didn’t need much since we stored our daughter’s stuff in the attic. (more…)

May 12, 2008 at 9:45 am 2 comments

NYT: The Foreclosure Crists

I wanted to take this time to comment on a letter to the editor published in the New York Times yesterday titled The Foreclosure Crisis. (more…)

May 8, 2008 at 9:04 am Leave a comment

Credit card regulation is overdue

Great article from the Dallas Morning News on credit card companies lack of ‘expediency’ posting payments so as to generate penalties and late fees from customers who actually pay on time. Here’s an excerpt:

Editorial: Credit card regulation is overdue
06:37 AM CDT on Wednesday, May 7, 2008

For years, credit card companies have orchestrated due dates and payment postings to generate late penalties and fees – all in the name of extra profits. Enough is enough.

This newspaper was glad to see the report last week that three major financial regulators, including the Federal Reserve, have proposed rules to curb deceptive credit card practices. Separately, Congress also is considering measures.

New regulation is overdue. Creditors have been free to hike interest rates at any time and for any reason – and then apply the new rate to purchases the consumer has already made. Credit issuers also have manufactured revenue by selectively posting payments to maximize interest charges.

Read editorial

May 8, 2008 at 8:40 am 1 comment

Friday dailies

There a number of articles I’ve read today that I wanted to comment on. Some were well written and researched, others, not so much. Let’s dive in. (more…)

April 11, 2008 at 12:56 pm Leave a comment

Finally, someone else is saying it

I’ve been saying for a number of months now, how the U.S. recession is in fact not a recession. I came across this article while surfing Fox News today and I wanted to share. (more…)

April 1, 2008 at 12:31 pm Leave a comment

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