Be mortgage-free in less than half the time…really?

United First Financial is a fairly new MLM (multi-level marketing business) that claims to help people pay off their homes in half the time. I’m sure it works most of the time and sounds like a great idea, but there’s a catch. 3,500 of them. That’s right. It costs $3,500 to purchase propietary software that ‘helps’ you pay off your mortgage.

Buy Me

I was watching a real estate show on HGTV last night called Buy Me. This particular show featured a couple living just north of Chicago in a beautiful Victorian-style home. Throughout the show, the owners were butting heads with the realtors over a variety of issues that are quite common when selling one’s home. One of the issues that stood out to me the most, and had me absolutely irritated was the condition of the home at the moment it was listed.

Seven Steps to Riches

Warning: This is not a get-rich-quick scheme. These steps, if practiced, will bring prosperity and wealth, guaranteed. They require patience and consistency. Do you have what it takes? If so, read on.

Paying off your home early really is a good idea

I was thoroughly amused and disgusted as I was reading an article on MSN titled “Being debt-free can be costly”. I would suggest that Kelli B. Grant (the author of the article) purchase a calculator that actually works. Let me explain why.

How to calculate the change in rate in your ARM

Chances are, if you own a home or are looking at buying one, you are familiar with an ARM. For those that don’t know an ARM is an adjustable rate mortgage. ARM’s are usually recommended by mortgage or lending companies to folks who are having trouble fitting the monthly payment into their budget. With an ARM, the rate starts out lower than standard fixed rates, but, as the name states, the rate adjusts over time. If you have an ARM and are unaware of the standard method to which the rates adjust, this post is for you.