Giving is not just for the holidays

December 13, 2006 at 5:10 pm Leave a comment

I believe one of the most important components of any financial plan is giving. Giving to charity, church, or other not for profit organization. It seems that most people only think about it around the holidays. You know the drill right. Toys for Tots, the Salvation Army bell ringers, The Angel Tree, and many others. But giving shouldn’t be something you do just over the holidays.

I believe that learning to give is just as important as learning to save. Regardless of where you are financially, giving is a must. You can give to your local church or worthy charity. It’s really up to you. But you should do it.

What’s the purpose of giving? Giving helps us become less selfish and forces us to look at where we stand on the spectrum of financial health. Wherever we are financially, you know there is someone in worst shape. So help with what you can.

And if you barely have enough to give, give what you can, but do it. When you get on an exercise program, you don’t start at the heavy weights do you? You start small and work your way up. Giving is the same. Give what you can, and I promise, you will prosper.

How do you find the right organization to give to? Here are some tips to ensure your dollars will be used effectively.

  1. Find out what percentage of each dollar goes to those in need and what goes to administrative costs.
  2. Don’t give your personal information to telemarketers. Most of them make about 25 to 95 cents of each dollar they collect.
  3. Investigate the charity or organization online before you make a contribution.

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Charity research websites:
give.org
charitynavigator.org
guidestar.org

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Entry filed under: Giving.

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