Econ 101 – Beer

Economics 101 as explained by a University of Georgia professor. Let’s put tax cuts in terms everyone can understand.

People think we’re broke

Since we’ve been following the Dave Ramsey plan, we come across people here and there that don’t quite understand why we would limit ourselves to paying cash. While most Americans are using credit cards and financing new cars, we get excited about buying a 5 year old car with cash. If that wasn’t weird enough, we don’t even have credit cards. A peculiar bunch we must be.

Support groups and accountability

Fivecentnickel featured a post today about the importance of having a financial support group. I think it’s one of the most important elements of any endeavor, especially financial ones. I wasn’t going to post about it here until I received a phone call from one of my best friends who is also our Financial Peace University accountability partner.

A tale of a frugal Christmas

Like many Americans, we are still trying to get out of debt. And, Christmas can be a difficult time for you and your money. But we decided a long time ago that we were done with borrowing money. One of the crucial aspects in helping us reach this goal, is planning.

Tips and links for dealing with the holiday budget and stress

We have compiled a few links and tips to help reduce some of the stress attributed to the holidays.

For you hardcore Black Friday shoppers, here are some links to help you develop your plan of attack:
Black Friday
Black Friday Ads
Black Friday Ads
Black Friday @ GottaDeal.com
Black Friday FAQ at BargainShare

10 Tips To Help You Reduce the Stress of the Holidays
1. Create realistic expectations–don’t try to make this the perfect holiday.
2. Relax and enjoy yourself with family and friends.
3. Set some time aside for stress-reducing activity like reading, listening to music, exercise, or hobby.
4. Avoid overeating and drinking too much.
5. If you are traveling, leave early and don’t rush.
6. Make a plan for work and play.
7. Don’t accept every invitation that comes your way.
8. Don’t get swept up in last-minute gift buying. Plan ahead.
9. Mail or ship the gifts you have already purchased to avoid waiting in long lines.
10. Don’t be afraid to create a hand-made gift.

The underlying key to all of this is to understand and remind yourself what the holidays mean to you, your family and friends, and celebrate it.

Kids and money, crisis avoided..

This was too funny to pass up. I was over at fivecentnickel and was lead to raising4boys by today’s post.

Check it out.