Why do we wait for the holidays or the end of the tax year to give?

You’ve seen them around as you shop for gifts this holiday season, the jolly bell ringers with their little red kettle. Most of the people I see either look away in shame or dig into their pockets for some change. As they drop the coins into the kettles they look up with a smile feeling like they’ve done something great. Of course, they have done something great. But, there’s another side to this story.

Seven Steps to Riches

Warning: This is not a get-rich-quick scheme. These steps, if practiced, will bring prosperity and wealth, guaranteed. They require patience and consistency. Do you have what it takes? If so, read on.

10 Components of A Healthy Financial Plan

Here at MoneyTalk, we’ve talked a lot about the importance of financial planning and management. Without planning and good money management, the odds are pretty low in reaching financial success. This post is a break down of the ten major components of a healthy financial plan and how they can help you get back on track with your finances and life.

Giving is not just for the holidays

I believe one of the most important components of any financial plan is giving. Giving to charity, church, or other not for profit organization. It seems that most people only think about it around the holidays. You know the drill right. Toys for Tots, the Salvation Army bell ringers, The Angel Tree, and many others. But giving shouldn’t be something you do just over the holidays.