Budget Sticky #2: Birthdays and gifts

One of the most common overlooked items in budgeting is birthdays and gifts. In most households, these things don’t come up until a week or so prior to the actual birthday or event. So, how do you prevent these foreseeable events from busting your budget?

Budget Sticky #1: Budget Billing

March marks the enrollment period for budget billing for our local utility company. The budget billing program allows households to pay a monthly average of their annual utility costs each month. One of the trickiest categories in most peoples’ budgets is utilities because they can vary month after month. However, budget billing gives you a monthly estimate that can easily be accounted for in the budget making it much easier and convenient to manage your monthly expenses. If you haven’t signed up for budget billing with your utility company and they offer it, it’s highly recommended for those of you who are looking for ways to make monthly budgeting much easier.